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Starting To Think About Retirement?

When would you like to retire? What if I cannot work at my current job as long as I would like? Do I have enough money to retire comfortably? Is my money invested appropriately so that I can give myself the highest probability of success? These are just a few of the questions upcoming
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An Investing Roadmap for Early Career Accumulators

Making good decisions on paying down debt, establishing an emergency fund, and investing in your future is critical for the next generation. Below is a link to a well written article with great advice that applies to more than just those in their 20s and 30s. http://news.morningstar.c
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Is Retirement Life’s Most Expensive Purchase?

Retirement is expensive, but just how expensive is unclear to most of us. It is important to plan accordingly and update your retirement number often as investment returns, projected needs, and lifestyle change often. Below is the link to an informative article that should get you thi
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2016 Social Security Rules Change, What Now?

The rule changes to social security in 2016 altered the way many of us must think about our claiming strategy. We welcome the opportunity to help our clients make the best decision. http://www.thinkadvisor.com/2016/12/15/the-new-social-security-conversation?slreturn=1483560319#.WFRYF3
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Do Not Overlook the Value of HSA Contributions

It may be wise to maximize your HSA contribution before your 401(k) deferrals. http://www.onwallstreet.com/news/why-clients-should-max-out-hsa-before-a-401-k-retirement-scan Navigating all of your savings and investment options can be difficult. Here at Mendel Money Management, we tak
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Individual Bonds may be able to boost yield for older investors

Estate or death put bonds could help boost an investor’s yield for older investors while limiting their heirs risk to rising interest rates.  Below is an article which explains how they work: http://www.bankrate.com/finance/retirement/what-are-death-puts-and-how-do-they-work-1.a
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Brexit Will Put the US Back Atop the World GDP Rankings

Once again the United States may be the world’s largest economy with China as the distant third largest behind the European Union post-Brexit. http://blogs.wsj.com/economics/2016/06/29/brexit-will-put-the-u-s-back-atop-the-world-gdp-rankings/
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Basic Retirement Income Formula

Below is an excellent article regarding the relationship between how your asset allocation (i.e. how much of your retirement portfolio is invested in stocks and how much is invested in bonds) is determined by your retirement need and value of your investment portfolio. http://www.fina
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Social Security Rules Are Changing

When to claim social security can have a significant impact on your retirement.  There is no one strategy that is best for everyone.  We recommend that you incorporate your decision on social security into your retirement plan and consider how the timing of taking social security will
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Brokers May Finally Have Same Standards as Independent Advisers

For years brokers who sell products that pay them commissions were not required to put the client’s interests first when advising on a retirement plan. Independent fee-only advisers like Mendel Money Management were always required to do this. The attraction of our model is that
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