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How Much Should I Help My Adult Children?

We all want to provide our children with the best chance to succeed in life, however is critical not to neglect retirement savings. Below is an excellent article explaining why we should secure our retirement before helping our children: http://www.chicagotribune.com/…/tca-don-t-endan
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Why Not Dipping Into Principal Can Be Dangerous

Retirees are often adverse to withdrawing more than the income the portfolio generates on an annual basis. While generating income is important for retirees, it is even more important to manage risk. Limiting volatility is the single most important aspect of a portfolio for a retiree,
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Monitoring Your Retirement Readiness

We believe is it important to be on track to meet your retirement goals. Below is an article that discusses some simple methods of determining where you stand today. https://www.wsj.com/article_email/how-to-monitor-your-retirement-readiness-1498656937-lMyQjAxMTE3MjA0NTcwNTU0Wj/?mg=pro
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Lifestyle Changes Impact on Retirement

Your lifestyle changes today will impact both your savings and the amount you will need to comfortably retire. Most people believe they will spend less money in retirement than they do today. A commonly used assumption is that you will need to replace 80% of your income during retirem
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Do You Understand Bonds?

Most investors have a more difficult time understanding how bonds work. Here at Mendel Money Management, we can help you understand how a rising interest rate environment will impact your bond portfolios and help you build an investment portfolio which helps you achieve your goals. ht
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Starting To Think About Retirement?

When would you like to retire? What if I cannot work at my current job as long as I would like? Do I have enough money to retire comfortably? Is my money invested appropriately so that I can give myself the highest probability of success? These are just a few of the questions upcoming
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An Investing Roadmap for Early Career Accumulators

Making good decisions on paying down debt, establishing an emergency fund, and investing in your future is critical for the next generation. Below is a link to a well written article with great advice that applies to more than just those in their 20s and 30s. http://news.morningstar.c
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Is Retirement Life’s Most Expensive Purchase?

Retirement is expensive, but just how expensive is unclear to most of us. It is important to plan accordingly and update your retirement number often as investment returns, projected needs, and lifestyle change often. Below is the link to an informative article that should get you thi
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2016 Social Security Rules Change, What Now?

The rule changes to social security in 2016 altered the way many of us must think about our claiming strategy. We welcome the opportunity to help our clients make the best decision. http://www.thinkadvisor.com/2016/12/15/the-new-social-security-conversation?slreturn=1483560319#.WFRYF3
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Do Not Overlook the Value of HSA Contributions

It may be wise to maximize your HSA contribution before your 401(k) deferrals. http://www.onwallstreet.com/news/why-clients-should-max-out-hsa-before-a-401-k-retirement-scan Navigating all of your savings and investment options can be difficult. Here at Mendel Money Management, we tak
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