How To Allocate Your Income

Asset allocation is a critical step to investing, however it is just as important to allocate your income appropriately. How much should you spend versus save? How much of those savings should be used to pay down debt? How much cash should I hold vs invest? Below is an article that discusses how important it is to make the most appropriate decision:

This is a good guide to help you begin to think about these issues, however each individual or family has unique circumstances which cause the standard metrics to be sub optimal. Comprehensive financial planning looks at this together with your goals and risk tolerance to determine the optimal plan for each individual.

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This presentation is not an offer or a solicitation to buy or sell securities. The information contained in this presentation has been compiled from third party sources and is believed to be reliable; however, its accuracy is not guaranteed and should not be relied upon in any way, whatsoever. This presentation may not be construed as investment advice and does not give investment recommendations. Any opinion included in this report constitutes our judgment as of the date of this report and are subject to change without notice.
Additional information, including management fees and expenses, is provided on our Form ADV Part 2, available upon request or at the SEC’s Investment Advisor Public Disclosure site. As with any investment strategy, there is potential for profit as well as the possibility of loss.  We do not guarantee any minimum level of investment performance or the success of any portfolio or investment strategy. All investments involve risk (the amount of which may vary significantly) and investment recommendations will not always be profitable. Past performance is not a guarantee of future results.

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